The question
I filed bankruptcy in 2016 - Chapter 7 - which was discharged in 2017. I had loans with outstanding balances with some finance companies. I just attempted, after nine years, to try to get a small loan and was told that my accounts, even though I included them in the bankruptcy - are in charge off status and that I will need to pay them in full. They have never contacted me, but make sure to advise me of this when ever I speak with them about re-establishing a relationship with their company. I had never heard this and would like to clarification. Thank you.