In Re the Chapter 13 Proceedings of John F. HERRERA, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. JPMorgan Chase Bank, N.A., Appellee/Defendant; In Re the Chapter 13 Proceedings of Shanedra E. Johnson, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. U.S. Bank, N.A., Appellee/Defendant; In Re the Chapter 13 Proceedings of Oliver Newsom and Claudia Newsom, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellants/Plaintiffs, v. Bank of America Corporation, Appellee/Defendant; In Re the Chapter 13 Proceedings of Lysbeth A. Case, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. Wells Fargo Bank, N.A., Appellee/Defendant; In Re the Chapter 13 Proceedings of James B. Jendusa and Kathleen F. Jendusa, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellants/Plaintiffs, v. North America Savings Bank, F.S.B., Appellee/Defendant; In Re the Chapter 13 Proceedings of Jerome Donald Oven and Ann Elizabeth Oven, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellants/Plaintiffs, v. Universal Savings Bank, F.A., Appellee/Defendant; In Re the Chapter 13 Proceedings of Valerie A. Ruhl, on Behalf of the Above-Listed Chapter 13 Estate, and All Other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. HSBC Finance Corporation and HSBC Mortgage Services, Inc., Appellees/Defendants

369 B.R. 395 (2007) In re the Chapter 13 Proceedings of John F. HERRERA, on Behalf of the Above-Listed Chapter 13 Estate, and all other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. JPMorgan Chase Bank, N.A., Appellee/Defendant. In re the Chapter 13 Proceedings of Shanedra E. Johnson, on Behalf of the Above-Listed Chapter 13 Estate, and all other Chapter 13 Estates Similarly Situated, Appellant/Plaintiff, v. U.S. Bank